What is Consumer Credit Rating Data? Definition, Sources & Datasets to buy
What is Consumer Credit Rating Data?
Consumer credit rating data refers to information collected and maintained by credit bureaus about individuals’ creditworthiness. It includes details such as payment history, outstanding debts, credit limits, and public records. This data is used by lenders, landlords, and other entities to assess an individual’s creditworthiness and determine their ability to repay loans or fulfill financial obligations.
Consumer Credit Rating Data refers to information about an individual’s credit history and financial behavior, typically stored in a credit bureau database. Examples of Consumer Credit Rating Data include credit scores, payment history, outstanding debts, and credit limits. This data is used by lenders, financial institutions, and businesses to assess an individual’s creditworthiness and make informed decisions regarding loan approvals, interest rates, and credit limits. In this page, you’ll find the best data sources for consumer credit rating data.
Best Consumer Credit Rating Data Databases & Datasets
Here is Datarade's curated selection of top Consumer Credit Rating Data. These trusted databases and datasets offer high-quality, up-to-date information.
Opah Labs | Mortgage Loans Data | USA | (Weekly Updates w/ 400M records | Consumer Data) | 4134
eCheck360: A Pan-European Platform for Consumer Credibility and Affordability, PSD2 (Open Banking)
IDMERIT | IDMVerify - Global Company Identity Verifcation Solution - KYC 2+2 Know Your Customer
Audience Marketplace: Audience Data for LATAM & US by Retargetly
Financial Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
Basic Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
Multi Level Marketing Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
Insurance Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
Luxury Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
Student Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
Popular Use Cases
Consumer Credit Rating Data plays a pivotal role in various business applications, offering valuable insights and opportunities across industries.
Frequently Asked Questions
Where can I buy Consumer Credit Rating Data?
Data providers and vendors listed on Datarade sell Consumer Credit Rating Data products and samples. Popular Consumer Credit Rating Data products and datasets available on our platform are Opah Labs | Mortgage Loans Data | USA | (Weekly Updates w/ 400M records | Consumer Data) | 4134 by Opah Labs, eCheck360: A Pan-European Platform for Consumer Credibility and Affordability, PSD2 (Open Banking) by Infocredit Group, and IDMERIT | IDMVerify - Global Company Identity Verifcation Solution - KYC 2+2 Know Your Customer by IDMerit.
How can I get Consumer Credit Rating Data?
You can get Consumer Credit Rating Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Consumer Credit Rating Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Consumer Credit Rating Data APIs, feeds and streams to download the most up-to-date intelligence.
What are similar data types to Consumer Credit Rating Data?
Consumer Credit Rating Data is similar to Sovereign Credit Rating Data, Bond Credit Rating Data, and Bank Credit Rating Data. These data categories are commonly used for Credit Underwriting and Credit Risk Assessment.
What are the most common use cases for Consumer Credit Rating Data?
The top use cases for Consumer Credit Rating Data are Credit Underwriting, Credit Risk Assessment, and Know Your Customer (KYC).