Mortgage Data: Best Mortgage Datasets & Databases
What is Mortgage Data?
Mortgage Data is information about properties that are refinanced by banks and lending institutions. Banks, lenders, and real estate businesses use mortgage data to analyze the creditworthiness of an individual before granting them a mortgage. Learn more
Recommended Mortgage Data Products
US National Real Estate Sale and Mortgage Data (228+Million Records)
Mortgage Front Line Prices - Live Feed
Versium REACH - B2C Consumer Address Enrichment, USA, GDPR and CCPA Compliant
Mortgage Advertisement data for independent mortgage lenders
Tovo Data Mortgage Lending Leads USA - 170M+ leads generated online for direct mail
Consumer Homeowner Data & New Mover Data
TRAK Data - Full US Consumer Finance Data - Household Income, Wealth, Investments, Credit Card Behaviors, Insurance, Mortgage, Spending Habits
National NMLS Loan Originator Data
Mortgage Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
Mortgage Front Line Prices - Hourly Historical Prices (6am - 10pm EST)
More Mortgage Data Products
The Ultimate Guide to Mortgage Data 2023
What is Mortgage Data?
Mortgage data is information about a home that is loaned to a borrower and the individual’s mortgage loan details. These types of information include purchase value, loan amount, owner, borrowers, lenders, interest date, maturity date, property transfer, and other important features. The details are collected from available public records, and they can be used to increase loan production efficiency and mortgage risk management processes.
How is Mortgage Data collected?
Mortgage data is collected from various credible sources. These sources include social media platforms, online news sites, online publications, lending agencies, the government, and any related public records. In the form of a list or charts, these sources are gathered and analyzed to create mortage datasets which undergo cleansing and filtering to eliminate duplications and incomplete data. Then, data is organized and compiled for data storage.
What are the typical attributes of Mortgage Data?
Here are some typical attributes of mortgage data:
- Credit Score – this refers to the available data on the credit rating of an individual based on their previous loans.
- Customer information – refers to the customers’ buying patterns, purchasing power, contact data, geographical location, and employment status.
- Mortgage home – this refers to information about the homes available to purchase using a mortgage model, companies offering loans on properties, and terms and related legal information.
What is Mortgage Data used for?
Mortgage data is used by lenders and banks. This data serves as an additional record in approving a loan application. Lenders benefit from this data to ensure the transparency and credibility of a borrower to pay. Mortgage data also serves as a strong decision indicator for the lending institution to avoid unreliable borrowers. Another benefit of using this data is to target a better audience based on their previous mortgage loan. Mortgage data is valuable to lending institutions for risk management, as it allows them to conduct KYC procedures so that they don’t grant loans to borrowers who won’t repay them.
How can a user assess the quality of Mortgage Data?
To assess the quality of mortgage data, users must ask providers where they got their data and what processes are involved in creating their datasets. Good quality mortgage data must also be accurate and reliable. Furthermore, sources of mortgage data must be credible and must be timely. Since some borrowers are unable to maintain a good credit score, data updating important so that the data reflects their most current credit score. Data providers must also offer excellent customer service, and provide extra mortgage information in case questions about the data are raised. Lastly, users may read online reviews to ensure credibility and ask for a mortgage data sample to counter-check if it is worthy.
Where can I buy Mortgage Data?
Data providers and vendors listed on Datarade sell Mortgage Data products and samples. Popular Mortgage Data products and datasets available on our platform are US National Real Estate Sale and Mortgage Data (228+Million Records) by The Warren Group, Mortgage Front Line Prices - Live Feed by RateSpot, and Versium REACH - B2C Consumer Address Enrichment, USA, GDPR and CCPA Compliant by Versium.
How can I get Mortgage Data?
You can get Mortgage Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Mortgage Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Mortgage Data APIs, feeds and streams to download the most up-to-date intelligence.