Best 9 Mortgage APIs for Better Mortgage Servicing

The mortgage industry is rapidly evolving, and APIs (Application Programming Interfaces) are playing a crucial role in this transformation. Mortgage APIs allow lenders, brokers, and borrowers to access and exchange data seamlessly, making the mortgage process faster, more efficient, and more transparent. In this article, we will explore some of the best mortgage APIs available in the market and how they are revolutionizing the mortgage industry.
Looking for more Mortgage Data API solutions? Explore our new selection of Best Mortgage Data APIs for 2025.
What are Mortgage APIs
Mortgage APIs are application programming interfaces that allow developers to access and integrate mortgage-related data and services into their applications. These APIs provide access to a variety of mortgage-related information, such as interest rates, loan terms, and payment schedules. They also enable developers to automate the mortgage application process, including pre-approvals, underwriting, and closing. Mortgage APIs are typically offered by financial institutions, mortgage lenders, and third-party providers, and can be used by developers to create innovative mortgage-related applications and services.
Main Use Cases of Mortgage APIs
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Mortgage APIs are becoming increasingly popular in the financial industry due to their ability to streamline the mortgage application process and provide real-time data to lenders and borrowers. Here are some of the main use cases of mortgage APIs:
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Mortgage pre-qualification: APIs can be used to quickly determine a borrower’s eligibility for a mortgage based on their credit score, income, and other financial information.
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Mortgage rate comparison: APIs can provide real-time mortgage rates from multiple lenders, allowing borrowers to compare rates and choose the best option for their needs.
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Mortgage application submission: APIs can be used to submit mortgage applications directly to lenders, reducing the time and effort required for manual application processing.
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Mortgage payment processing: APIs can facilitate the processing of mortgage payments, including automatic payments and payment reminders.
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Mortgage servicing: APIs can provide real-time data on mortgage balances, payment history, and other important information to both lenders and borrowers.
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Mortgage analytics: APIs can be used to analyze mortgage data and provide insights into trends, risk factors, and other important metrics for lenders and investors.
Best Mortgage APIs - Our top picks
Dimension | TovoData Mortgage API | The Warren Group Mortgage Data API | RateSpot Mortgage Rates API |
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Property Data | Offers up to 300 data points relating to a property: ownership, property characteristics, mortgage, valuation, and more. | Access detailed property records, assessment/tax data, AVMs, current and historical sales transactions, and school data. | Provides a live feed of front line mortgage prices from major mortgage PPE brokers like bankrate.com, icanbuy.com, and zillow. |
API Calls | MLS API, Comparables API, Legal & Vesting API, Custom Data Solutions | Retrieve property snapshots within a specific city and size range, obtain property listings within a zip code, fetch basic property information and transaction history for a specific address, retrieve home sale snapshots within a GeoID based on date range and sale amount. | N/A |
Data Enhancement | Customizable real estate API solution complete with the exact property data you need to know about an address: ownership, characteristics, valuation, mortgage, liens, market data, you name it. | Enhance your existing database with reliable information on millions of properties across the country. | N/A |
Analytics | N/A | Leverage accurate and current data to model the real estate and lending landscapes. | N/A |
Marketing | N/A | Access in-depth homeowner information through the API to personalize your company’s marketing and sales collateral. | N/A |
Pricing | Offers a free trial and flexible pay-as-you-go model. | Pricing options will be discussed based on your specific requirements. | Offers flexible pricing options based on your specific needs. |
Overall Review and Conclusion | Offers one of the best mortgage APIs in the market with a wide range of features and flexible pricing plans. | Offers a powerful solution for integrating property data into your database or application with comprehensive coverage of property records and real-time updates. | Provides a reliable and accurate mortgage rates API with a live feed of front line mortgage prices from major mortgage PPE brokers. |
The Best 9 Mortgage APIs for Better Mortgage Servicing
CrawlBee Mortgage Data API delivers accurate, high-volume mortgage and homeownership data designed for businesses in real estate, finance, and investment. With over 150 million records updated daily and 98% accuracy (self-reported), this API empowers users to make smarter, data-driven decisions in a fast-moving property market.
Whether you’re assessing risk, building predictive financial models, or analyzing property market trends, CrawlBee provides the precision and flexibility you need to drive real results.
Key Features:
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150M+ Mortgage Records
Extensive dataset tailored for real estate professionals, lenders, investors, and financial analysts. -
Daily Updates
Access property data refreshed every 24 hours to ensure relevance and accuracy. -
High Data Accuracy
Self-reported 98% precision, ideal for mission-critical applications and financial forecasting. -
Customizable Delivery
Adapt the dataset to your specific business needs—from investment strategy to market research. -
Flexible Integration
Delivered via REST API, Streaming API, Feed API, SFTP, or S3 in multiple formats (.json, .csv, .txt).
BatchService Mortgage & Mortgage Loan Data offers comprehensive, high-quality property insights across 110M+ residential properties in the U.S. With detailed transaction records, mortgage history, and open lien data, this dataset supports a wide range of real estate, financial services, and proptech applications.
Covering 65+ datasets and offering 100% fill rate (self-reported), BatchService delivers the depth and accuracy needed to power due diligence, market analysis, investment strategies, and product innovation.
Key Features:
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110M+ Residential Properties
Nationwide coverage with granular data on ownership, financing, liens, and transaction history. -
Mortgage & Loan Details
14+ fields including loan type, interest rate, borrower and lender info, origination and maturity dates, and more. -
Open Lien Data
21+ attributes such as lien status, dates, LVT, financing type, and terms for real-time risk assessment. -
Sales History & Property Valuation
52+ points including assessed land value, market value, and improvements with annual updates. -
87M+ Profiled Homeowners
Enriched with homeowner demographic and ownership details to enhance targeting and personalization. -
3 Years of Historical Coverage
Access historical insights to understand trends, behaviors, and property cycles.
McGRAW Mortgage, Property, Title & Ownership Data offers one of the most comprehensive property data solutions in the market, with over 150 million verified records and 200 unique attributes. Covering residential and commercial properties across the U.S., this dataset delivers unmatched depth for real estate professionals, mortgage lenders, title companies, and investors seeking reliable, up-to-date information.
With 100% self-reported data accuracy and flexible delivery options, McGRAW empowers organizations to make smarter decisions, reduce risk, and drive data-powered growth across real estate and finance.
Key Features:
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150M+ Verified Records
Extensive national dataset covering property, mortgage, title, and ownership information across all 50 U.S. states. -
200+ Attributes Across Categories
Including mortgage origination, borrower details, property characteristics, lien positions, transaction history, and ownership duration. -
Mortgage Data
Full lifecycle visibility including loan types, interest rates, lenders, origination and maturity dates, and payment status. -
Property Data
Detailed insights on residential and commercial real estate, including square footage, zoning, build year, and improvements. -
Title Data
Ownership history, title chain, lien hierarchy, encumbrances, and recorded document history. -
Ownership Data
Individual and corporate ownership profiles with purchase details, property tenure, and ownership patterns. -
4 Years of Historical Coverage
Access to multiple years of validated, regularly updated data for trend analysis and market forecasting.
Datahut Mortgage Advertisement Data provides daily insights into mortgage advertising strategies from over 350 lenders across the U.S. With 4 million records available and growing, this dataset empowers independent mortgage lenders to benchmark their offerings, analyze competitor pricing, and optimize marketing ROI with confidence.
Whether you’re looking to refine product pricing, enhance ad messaging, or track competitor campaigns, Datahut’s daily mortgage ad feed delivers the intelligence you need to stay competitive in today’s dynamic lending market.
Key Features:
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4M+ Mortgage Advertisement Records
High-volume data capturing ads and promotional content from 350+ lenders. -
Daily Data Feed
Receive fresh updates every day to stay aligned with changing rates, promotions, and positioning strategies. -
Competitive Benchmarking
Compare your mortgage product offerings against a wide range of competitors at local and national levels. -
Targeted for Independent Lenders
Specifically designed to support small to mid-sized lenders seeking better visibility and strategy refinement.
TovoData Mortgage API provides real-time access to accurate, multi-sourced property and mortgage data. Designed for scalability and customization, this API delivers detailed insights into ownership, property characteristics, valuations, neighborhood trends, and more—making it one of the most comprehensive mortgage APIs on the market.
With modular endpoints and flexible pricing, TovoData is ideal for real estate platforms, financial services, home equity lenders, and data-driven businesses of all sizes.
Key Features:
Property Spring API
Access up to 300+ data points per property, including ownership, structure details, valuations, mortgage information, and more—TovoData’s most complete real estate dataset.
MLS API
Get real-time Multiple Listing Service (MLS) data contributed by realtors. Available as a standalone API or as an add-on to Property Spring.
Comparables (Comps) API
Instantly retrieve comparable properties and assess market activity near your target property. Available standalone or as a Property Spring extension.
Legal & Vesting API
Unlock typed legal descriptions and vesting info for accurate title and lending analysis—particularly valuable for home equity lenders.
Custom Data Solutions
Tailored API solutions based on your exact property data requirements—covering everything from liens to neighborhood analytics.
The Warren Group Mortgage Data API delivers real-time access to over 150 million property records sourced from local public records, offering one of the most robust mortgage and property data APIs in the market. Designed to seamlessly integrate into your database or application, this API enriches your system with current, accurate, and comprehensive property insights.
Ideal for real estate professionals, lenders, marketers, and developers, the API provides granular control through multiple endpoints, enabling custom analytics, data enhancement, and marketing personalization.
Key Features:
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Comprehensive Property Data
Access detailed property records, tax assessments, AVMs, transaction history, and school data—all sourced from verified public records. - Multiple API Calls
Perform a range of queries including: - Property snapshots by city, size, and range
- Listings by ZIP code
- Transaction history by address
- Sales snapshots within GeoID, filtered by date range and sale amount
- Data Enhancement & Augmentation
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Automatically enrich your existing databases with nationwide property and ownership information.
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Automated Forms & Reporting
Populate digital property reports with real-time data to improve user experience and operational efficiency. -
Analytics & Modeling
Use high-precision data to model real estate markets, forecast trends, and support investment decisions. -
Marketing Intelligence
Leverage homeowner insights to personalize outreach and drive better engagement across campaigns. - Combined Use Calls
Merge property data with school data for a more contextual view of neighborhoods and locations.
RateSpot Mortgage Rates API delivers real-time access to front-line mortgage pricing data from leading PPE brokers like Bankrate.com, Icanbuy.com, and Zillow. With detailed rate quotes based on live market inputs, RateSpot offers one of the most transparent and dynamic mortgage pricing APIs available.
Whether you’re building a rate comparison tool, powering a lending platform, or simply looking to offer users reliable mortgage pricing insights, RateSpot ensures up-to-date and actionable data at scale.
Key Features:
- Live Front-Line Mortgage Pricing
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Access real-time rate feeds throughout the day from top mortgage exchange brokers.
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Rep-Line Level Pricing
Rate data is based on ZIP code, purchase amount, downpayment, loan type, and credit score—ensuring high relevance for user-specific scenarios. - Comprehensive Rate Details
Each API response includes: - Product type (30-year fixed, 20-year fixed, 5/6 ARM, 7/6 ARM, etc.)
- Interest rate
- Points
- APR
- Monthly payment
- Upfront costs
- Rate lock term
- Lender Transparency
Clearly see which lenders are advertising rates and how those rates vary by criteria throughout the day.
AGR Marketing Mortgage API is a reliable, scalable solution for accessing accurate mortgage and property data across the United States. Designed to support a wide range of business use cases—from lending platforms to real estate analytics—the API delivers up-to-date information on millions of properties, including residential, commercial, agricultural, and vacant land.
With strong documentation, customizable features, and flexible pricing plans, AGR Marketing’s API is a dependable choice for businesses of all sizes looking to integrate mortgage intelligence into their platforms.
Key Features:
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Comprehensive U.S. Property Coverage
Access mortgage data for millions of properties nationwide, covering all property types—residential, commercial, agricultural, and land. - Detailed Mortgage Insights
Retrieve key mortgage data including: - Loan amounts
- Interest rates
- Payment schedules
- Property type and classification
- Customizable API
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Tailor API calls to your specific needs—whether you’re pulling bulk property data or building loan models.
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Easy Integration
Developer-friendly API with detailed documentation and dedicated support ensures fast onboarding. - High Scalability
Designed to handle large volumes of data without sacrificing performance—ideal for high-growth businesses and enterprise platforms.
Dexivo is a company that specializes in data acquisition and sales, with big data at the core of their operations. Their team of data scientists and experts excel at big data solutions, managing data from endless sources with various use cases. One of their product offerings is their Mortgage API, which is considered one of the best in the market.
General Features
Dexivo’s Mortgage API offers a comprehensive set of features that make it stand out from its competitors. These features include:
- API Service Architecture: Allows data to be imported on a programmatic basis into clients’ side applications.
- 245+ Million Unique Consumer Records: Provides a vast database of consumer information for mortgage-related purposes.
- 215+ Million Consumer Credit Ratings: Offers credit ratings for consumers, which is essential in mortgage lending.
- 410+ Taxonomies (Demographics): Includes age, race, gender, lifestyle, interests, and other demographic information that can help lenders make informed decisions.
- 35+ Financial Impact Taxonomies: Provides credit rating, home-mortgage, credit cards, net worth, investor, and other financial information that can help lenders assess a borrower’s financial standing.
- Political Data: Includes donor status to a particular party, which can be useful in assessing a borrower’s political affiliations and potential risks.
- High-Quality Verified Data: Boasts 244M+ emails with a 94% accuracy and 185M+ phone numbers with an 85%+ accuracy.
- Advanced Audience Identification: Helps marketers expand their potential audience on paid media networks.
- Data Appending via API: Restful API, JSON, and XML - HTTP GET or POST Supported.