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RateSpot Data Products: APIs & Datasets
RateSpot Pricing & Cost
Free - trial plan for personal use with registration on https://app.ratespot.io/
Basic - $500/mo for baseline data feeds in limited geo’s and 6 months historical data
Custom - tailor and scale out the basic plan to fit customer needs
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About RateSpot
RateSpot in a Nutshell
We began as a prominent data provider for the mortgage and real estate sectors, responding to the industry’s evolving needs. The demand for dynamic pricing, transparent market insights, and actionable strategies fueled our growth.
In the mortgage domain, our clients required real-time frontline pricing and expansive geographic coverage to outperform competitors. This empowered them to manage volume, margins, and costs while remaining competitive.
For real estate investors, we offered valuable data on Single-Family Rental (SFR) properties in high-cap rate markets. Our property-level information enabled accurate pricing, maximizing returns and cash flows for marketing and acquisition teams.
With our comprehensive services, we have become a trusted partner for the mortgage and real estate industries, empowering clients to make informed decisions, optimize operations, and thrive in their markets.
Country Coverage
Data Offering
Mortgage Price Feed - data on live/current mortgage prices for major online lenders
Mortgage Rate Sheets - leveraging ML we predict competitor daily rate sheets and how they stack up against other lenders in a given market
Rental Data - data on current and historical rental property listings, including price adjustments, DOM, broker info
Listed/Sold Property Data - data on currently or historically listed properties capturing price adjustments and final sales
Featured in
Use Cases
Mortgage Lenders:
-Frontline pricing transparency & monitoring
-Proactive margin vs volume management
-Finding pockets / cohorts with good margins
-Control for margin / volume through pricing
-Dynamic price adjustments
-Leveraging daily, weekly and monthly seasonality
Real Estate Investors:
-Real-time rental price snapshots (comparables)
-Rental price history & price adjustments
-Real-time purchase price estimates
-Purchase price / rent price estimates controlling for cap rates
-Tailored underwriting models with cash-flow forecasts
Certifications & Associations
Data Sources & Collection
Data is collected from our partners, exchanges and numerous publicly available sources on a daily/hourly cadence.
Key Differentiators
Mortgage & real estate expertise in valuation, pricing, forecasting and optimization
Working directly with pricing and acquisitions research desks
Plug-n-play data feeds ready to scale as needed
Historical data ready for download
Custom solutions ranging from data feeds, modeling, app integration and PPE development
Data Privacy
RateSpot adheres to the controls, requirements, and policies set forth by the California Consumer Privacy Act (CCPA) to ensure highest levels of data privacy and security. Our dedicated team maintains a robust monitoring system of security controls and procedures, employing industry best practices to safeguard consumers’ privacy. We prioritize confidentiality, integrity, and availability of personal data, implementing stringent measures to prevent unauthorized access, disclosure, alteration, or destruction of information. Our commitment to privacy extends to responsible handling and processing of personal information, providing transparency over data usage.
Integrations
Frequently asked questions about RateSpot
What does RateSpot do?
Ratespot.io connects the mortgage and real estate industries through a digital marketplace, providing borrowers, lenders, and investors with comprehensive pricing solutions and services to help them make informed decisions.
How much does RateSpot cost?
RateSpot’s APIs and datasets range in cost from $5 / zip code to $5,000 / purchase. RateSpot offers free samples for individual data requirements. Get talking to a member of the RateSpot team to receive custom pricing options, information about data subscription fees, and quotes for RateSpot’s data offering tailored to your use case.
What kind of data does RateSpot have?
Real Estate Data, Financial Data, Property Market Data, Mortgage Data, and 13 others
What data does RateSpot offer?
Mortgage Price Feed - data on live/current mortgage prices for major online lenders Mortgage Rate Sheets - leveraging ML we predict competitor daily rate sheets and how they stack up against other lenders in a given market Rental Data - data on current and historical rental property listings, including price adjustments, DOM, broker info Listed/Sold Property Data - data on currently or historically listed properties capturing price adjustments and final sales
How does RateSpot collect data?
Data is collected from our partners, exchanges and numerous publicly available sources on a daily/hourly cadence.
What’s RateSpot’s data privacy policy?
RateSpot adheres to the controls, requirements, and policies set forth by the California Consumer Privacy Act (CCPA) to ensure highest levels of data privacy and security. Our dedicated team maintains a robust monitoring system of security controls and procedures, employing industry best practices to safeguard consumers’ privacy. We prioritize confidentiality, integrity, and availability of personal data, implementing stringent measures to prevent unauthorized access, disclosure, alteration, or destruction of information. Our commitment to privacy extends to responsible handling and processing of personal information, providing transparency over data usage.
What are the best use cases for RateSpot’s data?
Mortgage Lenders: -Frontline pricing transparency & monitoring -Proactive margin vs volume management -Finding pockets / cohorts with good margins -Control for margin / volume through pricing -Dynamic price adjustments -Leveraging daily, weekly and monthly seasonality Real Estate Investors: -Real-time rental price snapshots (comparables) -Rental price history & price adjustments -Real-time purchase price estimates -Purchase price / rent price estimates controlling for cap rates -Tailored underwriting models with cash-flow forecasts
What platforms is RateSpot integrated with?
LinkedIn Marketing Solutions, AWS Data Exchange, and GitHub