Show categories

Best Alternative Credit Datasets, Databases & APIs

What is Alternative Credit Data?

Find the best Alternative Credit Data feed. Source alternative credit data vendors and perform fast data provider comparison. Buy historical alternative credit datasets and APIs for financial market intelligence. Learn more

7 Results

B2B Credit Risk Reports on Global companies

Provides B2B credit risk reports This Data covers: Firmographic, Financials, KYC, AML/Financial Crime ... /PEP Check/Adverse Media Check,Global and Local Risk Score , Credit Limits Data , all freshly investigated
Available for 248 countries
Pricing available upon request
Start icon5.0(17)

US Spending Data | Aggregated Spend Patterns | Credit Card/Debit Card Transactions

and credit card transactions. ... Pepsi vs Coca Cola) -Works well with: spend data, informal and formal traffic data, geosocial data, weather
Available for 1 countries
400K POI
3 years of historical data
Starts at
$30,000 / year
Free sample available

FinPricing Credit Spread Curve Data API - USA, Europe, Canada

Credit spread is the credit funding cost for a firm. ... For many products, credit spread is the major risk driver.
Available for 55 countries
100K records
1 years of historical data
100% market quotes
Available Pricing:
Yearly License
Free sample available

B2B Credit Risk Reports on Indian Private and Sole Proprietorship companies

Provides B2B credit risk reports This Data covers: Firmographic, Financials, KYC, AML/Financial Crime ... /PEP Check/Adverse Media Check,Global and Local Risk Score , Credit Limits Data , all freshly investigated
Available for 1 countries
Pricing available upon request
Start icon5.0(17)

Transaction Data at Individual POI | Spend Patterns | US Credit Card/Debit Card Transaction Data

and credit card transactions. ... Pepsi vs Coca Cola) -Works well with: spend data, informal and formal traffic data, geosocial data, weather
Available for 1 countries
400K POI
3 years of historical data
Starts at
$30,000 / year
Free sample available

Greene Alpha Data's USA C-Level Executives B2B contact data(e-mail,phone) w/600k records

Merchant Cash Advance Leads should be easy to find and easy to fund. We’re making that easier by connecting the top-performing leads with those who need them most.
Available for 1 countries
Pricing available upon request

Geographic Potential Impact Score (GPI) of Addresses (inc. banks, retail stores, competitor branches)

relevant industry data parameters. ... Segregate your target geography on the basis of Business Potential using Data Sutram’s Product
Available for 1 countries
150 Million
Pricing available upon request

More Alternative Credit Data Products

Discover related alternative credit data products.
400K POI
USA covered
3 years of historical data
SafeGraph Spend is an aggregated transaction dataset containing spending behavior at individual points of interest indicating showing spending patterns over ...
100K records
100% market quotes
55 countries covered
Credit spread is the credit funding cost for a firm. For many products, credit spread is the major risk driver. Credit spread impacts discounting, default pr...
248 countries covered
Provides B2B credit risk reports This Data covers: Firmographic, Financials, KYC, AML/Financial Crime/PEP Check/Adverse Media Check,Global and Local Risk S...
150 Million
India covered
For any address, determine your business opportunity, be it for a retail store or a bank branch & use it to analyse your current performance.
400K POI
USA covered
3 years of historical data
SafeGraph Spend is an aggregated transaction dataset containing spending behavior at individual points of interest indicating showing spending patterns over ...
India covered
Provides B2B credit risk reports This Data covers: Firmographic, Financials, KYC, AML/Financial Crime/PEP Check/Adverse Media Check,Global and Local Risk S...
USA covered
Merchant Cash Advance Leads should be easy to find and easy to fund. We’re making that easier by connecting the top-performing leads with those who need them...
400K POI
USA covered
3 years of historical data
SafeGraph Spend is an aggregated transaction dataset containing spending behavior at individual points of interest indicating showing spending patterns over ...
400K POI
USA covered
3 years of historical data
SafeGraph Spend is an aggregated transaction dataset containing spending behavior at individual points of interest indicating showing spending patterns over ...
India covered
Provides B2B credit risk reports This Data covers: Firmographic, Financials, KYC, AML/Financial Crime/PEP Check/Adverse Media Check,Global and Local Risk S...
248 countries covered
Provides B2B credit risk reports This Data covers: Firmographic, Financials, KYC, AML/Financial Crime/PEP Check/Adverse Media Check,Global and Local Risk S...
150 Million
India covered
For any address, determine your business opportunity, be it for a retail store or a bank branch & use it to analyse your current performance.
datarade.ai - SafeGraph profile banner
SafeGraph
Based in USA
SafeGraph
SafeGraph is a data company that builds datasets on the physical world for teams at ESRI, Microsoft, Sysco, and Goldman Sachs. Our high-precision Places data...
7.1M
POI in US and CAN
5,500+
Brands in US and CAN
>90%
Fill Rates
datarade.ai - Rubix Data Sciences profile banner
Rubix Data Sciences
Based in India
Rubix Data Sciences
Rubix helps you take prudent credit risks, build a robust supply chain & monitor compliance for your business partners.
FinPricing
Based in Canada
FinPricing
FinPricing provides highly accurate global financial market data from real time to historical via GUI and API. The data are collected from various sources, i...
>5 years
Historical
> 60 years
Curve tenors
>45
Interest rate coverage
Greene Alpha Data
Based in USA
Greene Alpha Data
Greene Alpha Data is a data provider offering B2B Leads Data, Alternative Credit Data, Small Business Contact Data, B2B Decision Maker Data, and Company Fund...
datarade.ai - Data Sutram profile banner
Data Sutram
Based in India
Data Sutram
A location intelligence platform that will allow you to make faster, more efficient and data backed business decisions.
250+
Data Sources
16+
Satellite partnerships
60+
Location Indices
Kroll Bond Rating Agency
Based in USA
Kroll Bond Rating Agency
Kroll Bond Rating Agency is a data provider offering Firmographic Data, Corporate Credit Rating Data, Company Data, Bond Data, and 4 others. They are headqua...

The Ultimate Guide to Alternative Credit Data 2022

Learn about alternative credit data analytics, sources, and collection.

What is Alternative Credit Data?

Alternative credit can be described as a catch-all phrase to highlight the reports on credit not normally reported in mainstream credit datasets. An alternative credit refers to any form of credit that is not included in the traditionally recognised investment grade and is better protected from the wider credit market movements. This data is useful when a business wants to establish good quality accounts which they can use to reduce credit risk and improve, retain, and grow a profitable customer base.

How is Alternative Credit Data collected?

Alternative credit data is collected using traditional methods such as the use of questionnaires by consumers, information from loan applicants, access to account information about customers. Information on credit cards, investments, and mobile phones can also make up this data. Other sources of alternative credit data include everyday bills and payments, alternative lending payments, application forms, calls, property, and asset records, online behavior, psychometric tests, and bank accounts.

What are the typical attributes of Alternative Credit Data?

Alternative credit data provides a wide range of applications, as it provides a better insight in terms of credit score determination and guidance. It also provides consumer credit behavior information beyond what the normal financial accounts can offer to give a greater understanding of consumer credit stability. Due to the wide view, it offers credit behaviors hence giving room for great improvements on credit decisions. This data also provides an avenue where predictability of credit assessments can be done. Alternative credit data is a special backup for lack of credit history on traditional credit score. By combining the alternative credit data with advanced analytic models, lending institutions can arrive at a credible credit assessment and reliable credit scores.

What is Alternative Credit Data used for?

Alternative credit data is useful in supporting the establishment of quality accounts, a factor that helps a credit organization retain and grow a profitable customer base as well as safeguarding the organization’s reputation and portfolio. Credit data traditionally shows the creditworthiness of an individual, therefore forming the basis on which the banks and other credit institutions would lend an individual to reduce the occurrence of bad debts and incurring other market risks. Alternative credit data further gives more insight into full-file and thin-file clients giving wider visibility and transparency on inquiry and spending behaviors of a customer.

How can a user assess the quality of Alternative Credit Data?

Alternate credit data can be said to be of good quality if it possesses the qualities below:

  • It is used to predict outcomes and can be used together with performance data and other data components in a traditional credit report to show an expected outcome.
  • It should be complementary to a traditional credit data report.
  • It is regulatory compliant
  • The data should also be of high-level of accuracy and should be consistent.
              

Where can I buy Alternative Credit Data?

Data providers and vendors listed on Datarade sell Alternative Credit Data products and samples. Popular Alternative Credit Data products and datasets available on our platform are B2B Credit Risk Reports on Global companies by Rubix Data Sciences, US Spending Data | Aggregated Spend Patterns | Credit Card/Debit Card Transactions by SafeGraph, and FinPricing Credit Spread Curve Data API - USA, Europe, Canada by FinPricing.

How can I get Alternative Credit Data?

You can get Alternative Credit Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Alternative Credit Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Alternative Credit Data APIs, feeds and streams to download the most up-to-date intelligence.