Best Alternative Credit Data Providers

Best Alternative Credit Data Providers

1. Consumer Edge

Consumer Edge is a leading provider of consumer transaction data, focusing on credit and debit card transactions across various sectors. With coverage in the USA and Europe, their data products like CE Transact Signal USA and CE Vision EUR offer insights into consumer spending behavior, aiding in credit risk analysis and forecasting consumer trends.

2. Coresignal

Coresignal specializes in providing large-scale, updated financial data, focusing on company financials, firmographics, and alternative data. Covering 249 countries, their data is widely used for credit risk assessment, market research, and investment analysis.

3. CTOS Basis

CTOS Basis is a premier provider of business credit information and company credit reports, primarily operating in Malaysia and across 249 countries. They offer various products, including private company financials, global credit reports, and B2B company data, making them valuable for credit risk assessment, due diligence, and compliance checks.

4. Worldbox

Worldbox specializes in comprehensive credit risk data, company verification, and KYC solutions, with global coverage across 240 countries. Their offerings include credit risk reports, business owner identification, and real-time onboarding verification, helping businesses mitigate risks and ensure compliance efficiently.

5. CRIF Asia

CRIF Asia is a leading provider of business information and credit risk solutions in Asia, covering 12 markets. They offer a wide range of services, including business information reports, credit risk assessments, company verification, and compliance checks. Their robust data solutions help enterprises in making informed decisions across the credit lifecycle.

6. Rubix Data Sciences

Rubix Data Sciences offers comprehensive B2B credit risk reports that cover firmographic, financial, and compliance-related data for companies worldwide. Their data spans 248 countries and includes AML/financial crime checks, global and local risk scores, and credit limits.

7. FinPricing

FinPricing provides detailed credit spread curve data for various regions, including the USA, Europe, and Canada. Their data covers critical financial metrics such as credit funding costs, swap rates, and implied volatility surfaces.

8. Bright Query

Bright Query delivers financial data on over 30 million private and public companies in the USA, leveraging official filings from the IRS, DOL, SEC, and other government agencies. Their data is particularly robust, with over 5000 fields per company, making it a critical resource for credit risk analysis, compliance, and investment management.