Best Consumer Credit Rating Datasets, Databases & APIs
Consumer credit data is collected to provide the user with information on credit taken out by the consumer. It's used for statistical and analytics purposes to assess the risk of consumer lending. Consumer credit rating databases allows lenders to make risk-managed decisions.Learn more
GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 251M Individuals
Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage)
eCheck360: A Pan-European Platform for Consumer Credibility and Affordability, PSD2 (Open Banking)
Multimedia Lists - New Credit Card Issues database USA (180 Million records)
Money Dashboard⎢UK Consumer High-Frequency Loans Data ⎢15M Loan Applications
Fullfilment by TrackStar: Consumer Credit Rating Data Service for USA (15 years of historical coverage)
Multimedia Lists - Payday Loan Data USA (25 Million records)
IDMERIT | IDMVerify - Global Company Identity Verifcation Solution - KYC 2+2 Know Your Customer
Audience Marketplace: Audience Data for LATAM & US by Retargetly
Financial Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)
The Ultimate Guide to Consumer Credit Rating Data 2022
What is Consumer Credit Rating Data?
Consumer credit data is data that is compiled about those who owe consumer credit to various areas. Consumer credit is credit that is taken out by a consumer to purchase personal goods. One of the most common types of consumer credit is credit cards.
How is Consumer Credit Rating Data collected?
Consumer credit data is collected through various means. One of the biggest is through credit reports that are held by credit bureaus. They compile and sell this information in a number of ways, though they also make sure to protect sensitive information at the same time. This data can then be provided to those who want it consumer credit rating data providers.
What are the attributes of Consumer Credit Rating Data?
Consumer credit data has a number of attributes which are considered essential to many companies which are involved in consumer commerce and credit scoring. The attributes include, but are not limited to the person’s name, contact information, and the type and amount of debt they owe.
What is Consumer Credit Rating Data used for?
Debt collectors and other businesses who work with consumers to pay down their debt usually use and purchase this specific data. They want access to the list of this data so that they are able to reach out and provide the necessary services that help the consumers, as well as make their companies money. Consumer credit rating data is applicable for use cases which are linked to risk management, such as KYC, credit scoring and customer verification.
How can a user assess the quality of Consumer Credit Rating Data?
Consumer credit data independently can be hard to quality assess because it’s rarely publicly-available information. So it’s always important to buy consumer credit rating data from a provider with certifications from independent bodies, as well as good customer reviews and testimonials, where possible. This way, you can be sure that that the debt referred to in the dataaset is actual debt and the contact information is correct. Both of these asepcts provide quality to those who are using the information from the database. This is important to consider for businesses or companies who are purchasing this specific type of information in the form of database or API.
Where can I buy Consumer Credit Rating Data?
Data providers and vendors listed on Datarade sell Consumer Credit Rating Data products and samples. Popular Consumer Credit Rating Data products and datasets available on our platform are GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 251M Individuals by AnalyticsIQ, Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage) by TrackStar, and eCheck360: A Pan-European Platform for Consumer Credibility and Affordability, PSD2 (Open Banking) by Infocredit Group.
How can I get Consumer Credit Rating Data?
You can get Consumer Credit Rating Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Consumer Credit Rating Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Consumer Credit Rating Data APIs, feeds and streams to download the most up-to-date intelligence.
What are similar data types to Consumer Credit Rating Data?
Consumer Credit Rating Data is similar to Consumer Loans Data. These data categories are commonly used for Credit Underwriting and Predictive Analytics.