Consumer Credit Rating Data

Consumer credit data is collected to provide the user with information on credit taken out by the consumer. It's used for statistical and analytics purposes to assess the risk of consumer lending. Consumer credit rating databases allows lenders to make risk-managed decisions. Learn more →
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GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 241M Individuals 241M individuals icon
241M individuals
GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 241M Individuals USA covered icon
USA covered
GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 241M Individuals 3 months of historical data icon
3 months of historical data
GeoCreditIQ contains geographic level data related to consumer credit.
Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage) 30M records icon
30M records
Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage) 0.98% AUC Score icon
0.98% AUC Score
Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage) USA covered icon
USA covered
TrackStar Provides Machine Learning Technology To Uncover Future Borrowing
Dexivo: Demographic, Credit Rating & Identity Data Record for USA 400 Demographics  icon
400 Demographics
Dexivo: Demographic, Credit Rating & Identity Data Record for USA USA covered icon
USA covered
Basic Record - First Name, Last Name, Address
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IDMerit
Based in USA
IDMerit
IDMERIT helps organizations around the world to reduce fraud, stop theft, and accurately verify customers and users. Our unique industry-learning identity ve...
GDPR/CCPA
Compliant
Global
440 Data Source
Outlets
120000 Scanned
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Multimedia Lists
Based in USA
Multimedia Lists
Data and lists are our business. We compile them, clean them up, merge/purge them, manage them for other companies and we find YOU lists that can target any ...
+245M
US Consumers
Regular
Updates
+90%
Consumer Compiled
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AnalyticsIQ
Based in USA
AnalyticsIQ
AnalyticsIQ is a predictive marketing data company that creates data to understand the complete view of individuals - regardless of whether they are at home ...
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The Ultimate Guide to Consumer Credit Rating Data 2021

Learn about consumer credit rating data analytics, sources, and collection.

What is Consumer Credit Rating Data?

Consumer credit data is data that is compiled about those who owe consumer credit to various areas. Consumer credit is credit that is taken out by a consumer to purchase personal goods. One of the most common types of consumer credit is credit cards.

How is Consumer Credit Rating Data collected?

Consumer credit data is collected through various means. One of the biggest is through credit reports that are held by credit bureaus. They compile and sell this information in a number of ways, though they also make sure to protect sensitive information at the same time. This data can then be provided to those who want it consumer credit rating data providers.

What are the attributes of Consumer Credit Rating Data?

Consumer credit data has a number of attributes which are considered essential to many companies which are involved in consumer commerce and credit scoring. The attributes include, but are not limited to the person’s name, contact information, and the type and amount of debt they owe.

What is Consumer Credit Rating Data used for?

Debt collectors and other businesses who work with consumers to pay down their debt usually use and purchase this specific data. They want access to the list of this data so that they are able to reach out and provide the necessary services that help the consumers, as well as make their companies money. Consumer credit rating data is applicable for use cases which are linked to risk management, such as KYC, credit scoring and customer verification.

How can a user assess the quality of Consumer Credit Rating Data?

Consumer credit data independently can be hard to quality assess because it’s rarely publicly-available information. So it’s always important to buy consumer credit rating data from a provider with certifications from independent bodies, as well as good customer reviews and testimonials, where possible. This way, you can be sure that that the debt referred to in the dataaset is actual debt and the contact information is correct. Both of these asepcts provide quality to those who are using the information from the database. This is important to consider for businesses or companies who are purchasing this specific type of information in the form of database or API.

Who are the best Consumer Credit Rating Data providers?

Finding the right Consumer Credit Rating Data provider for you really depends on your unique use case and data requirements, including budget and geographical coverage. Popular Consumer Credit Rating Data providers that you might want to buy Consumer Credit Rating Data from are IDMerit, Multimedia Lists, AnalyticsIQ, Dexivo, and Money Dashboard.

Where can I buy Consumer Credit Rating Data?

Data providers and vendors listed on Datarade sell Consumer Credit Rating Data products and samples. Popular Consumer Credit Rating Data products and datasets available on our platform are GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 241M Individuals by AnalyticsIQ, Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage) by TrackStar, and Dexivo: Demographic, Credit Rating & Identity Data Record for USA by Dexivo.

How can I get Consumer Credit Rating Data?

You can get Consumer Credit Rating Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Consumer Credit Rating Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Consumer Credit Rating Data APIs, feeds and streams to download the most up-to-date intelligence.

What are similar data types to Consumer Credit Rating Data?

Consumer Credit Rating Data is similar to Demographic Data, Audience Data, Social Media Data, Marketing Data, and Consumer Panel Data. These data categories are commonly used for Credit Underwriting and Consumer Credit Rating Data analytics.

What are the most common use cases for Consumer Credit Rating Data?

The top use cases for Consumer Credit Rating Data are Credit Underwriting, Predictive Analytics, and Credit Risk Assessment.