Best Consumer Credit Rating Datasets, Databases & APIs

What is Consumer Credit Rating Data?

Consumer credit data is collected to provide the user with information on credit taken out by the consumer. It's used for statistical and analytics purposes to assess the risk of consumer lending. Consumer credit rating databases allows lenders to make risk-managed decisions.Learn more

23 Results

GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 251M Individuals

by AnalyticsIQ
GeoCreditIQ contains multiple geographic-level data points related to consumer credit. ... Our GeoCreditIQ data is compiled directly from the source – national credit bureaus – and is summarized
Available for 1 countries
251M Individuals
3 months of historical data
Available Pricing:
Yearly License
Usage-based

Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage)

by TrackStar
Built on our proprietary data, our models accurately predict future borrowing potential.
Available for 1 countries
30M records
15 years of historical data
0.98% AUC Score
Available Pricing:
Monthly License
Yearly License
Usage-based

eCheck360: A Pan-European Platform for Consumer Credibility and Affordability, PSD2 (Open Banking)

by Infocredit Group
The eCheck360 Platform provides creditors and lenders with a holistic view of a retail credit applicant
Available for 30 countries
70 Banks & Financial Insitutions
Pricing available upon request

Multimedia Lists - New Credit Card Issues database USA (180 Million records)

by Multimedia Lists
This data product is provided by Multimedia Lists and contains more than 180 Million US consumers and ... Data fields included in this dataset are: Zip Code Zip4 Last Name First Name Middle Name Suffix House
Available for 1 countries
180M Credit card issues
Available Pricing:
One-off purchase
Yearly License
Free sample available

Money Dashboard⎢UK Consumer High-Frequency Loans Data ⎢15M Loan Applications

by Money Dashboard
As a credit consuming G7 nation, this data will allow for a high frequency view of the creditworthiness ... as well as a UK consumer confidence.
Available for 1 countries
15M applications
4 years of historical data
Pricing available upon request
Free sample available

Fullfilment by TrackStar: Consumer Credit Rating Data Service for USA (15 years of historical coverage)

by TrackStar
This solution can be embedded into existing consumer applications or provided independently via a white
Available for 1 countries
15 years of historical data
Available Pricing:
Monthly License
Yearly License
Usage-based

Multimedia Lists - Payday Loan Data USA (25 Million records)

by Multimedia Lists
This data contains information about individudals, their home, income, drivers license, occupation and
Available for 1 countries
25M payday loan records
Pricing available upon request
Free sample available

IDMERIT | IDMVerify - Global Company Identity Verifcation Solution - KYC 2+2 Know Your Customer

by IDMerit
, telecommunications, consumer credit, and passport registry data at your fingertips ... Global Reach: 175 countries Data Sources: 450+ data sources Data Quality: A mix of government, credit
Available for 215 countries
3B People
80% match rate
Available Pricing:
One-off purchase
Monthly License
Yearly License
Usage-based
Free sample available

Audience Marketplace: Audience Data for LATAM & US by Retargetly

by Retargetly
Unique data categories App usage, credit scores, TV viewership, and employment history. ... Easy to use All RAM data is accessible through our Platform and is fully integrated into our Consumer
Available for 9 countries
500 million profiles
Available Pricing:
Usage-based
Free sample available

Financial Taxonomy - Dexivo - Basic Data Records (First Name, Last Name, Address)

by Dexivo
- Allowance for New Credit Credit Credit Rating Credit Card - Active User Credit Card - Bank Credit Card ... Our use cases are endless with the power of Dexivo data.
Available for 1 countries
400 Taxonomies
Pricing available upon request
Free sample available
datarade.ai - TrackStar profile banner
TrackStar
Based in USA
TrackStar
TrackStar Provides Machine Learning Technology To Uncover Future Borrowing
COA
Reduce cost of acquisition
Risk
Improve AVG credit score
Retention
Build long-term loyalty
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AnalyticsIQ
Based in USA
AnalyticsIQ
AnalyticsIQ is a predictive marketing data company that creates data to understand the complete view of individuals - regardless of whether they are at home ...
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Multimedia Lists
Based in USA
Multimedia Lists
Data and lists are our business. We compile them, clean them up, merge/purge them, manage them for other companies and we find YOU lists that can target any ...
+245M
US Consumers
Regular
Updates
+90%
Consumer Compiled
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Infocredit Group
Based in Cyprus
Infocredit Group
Infocredit Group is a leading provider of business intelligence and risk management solutions for 50 years. Its core services include: Credit Risk Management...
227
Countries Globally
10m
Company Records
Money Dashboard
Based in United Kingdom
Money Dashboard
Money Dashboard is a personal financial assistant that shows you exactly where money goes and helps you make better decisions. Use it to connect to all your ...
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Retargetly
Based in USA
Retargetly
Retargetly is the only Data Platform focused on building addressable audience solutions for brands and publishers south of the US-Mexico border. We aren't an...
1.4b
devices
380m
people
110b
data events

The Ultimate Guide to Consumer Credit Rating Data 2022

Learn about consumer credit rating data analytics, sources, and collection.

What is Consumer Credit Rating Data?

Consumer credit data is data that is compiled about those who owe consumer credit to various areas. Consumer credit is credit that is taken out by a consumer to purchase personal goods. One of the most common types of consumer credit is credit cards.

How is Consumer Credit Rating Data collected?

Consumer credit data is collected through various means. One of the biggest is through credit reports that are held by credit bureaus. They compile and sell this information in a number of ways, though they also make sure to protect sensitive information at the same time. This data can then be provided to those who want it consumer credit rating data providers.

What are the attributes of Consumer Credit Rating Data?

Consumer credit data has a number of attributes which are considered essential to many companies which are involved in consumer commerce and credit scoring. The attributes include, but are not limited to the person’s name, contact information, and the type and amount of debt they owe.

What is Consumer Credit Rating Data used for?

Debt collectors and other businesses who work with consumers to pay down their debt usually use and purchase this specific data. They want access to the list of this data so that they are able to reach out and provide the necessary services that help the consumers, as well as make their companies money. Consumer credit rating data is applicable for use cases which are linked to risk management, such as KYC, credit scoring and customer verification.

How can a user assess the quality of Consumer Credit Rating Data?

Consumer credit data independently can be hard to quality assess because it’s rarely publicly-available information. So it’s always important to buy consumer credit rating data from a provider with certifications from independent bodies, as well as good customer reviews and testimonials, where possible. This way, you can be sure that that the debt referred to in the dataaset is actual debt and the contact information is correct. Both of these asepcts provide quality to those who are using the information from the database. This is important to consider for businesses or companies who are purchasing this specific type of information in the form of database or API.

Where can I buy Consumer Credit Rating Data?

Data providers and vendors listed on Datarade sell Consumer Credit Rating Data products and samples. Popular Consumer Credit Rating Data products and datasets available on our platform are GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 251M Individuals by AnalyticsIQ, Predictive Credit Intelligence by TrackStar: Consumer Credit Rating Data for USA (15 years of historical coverage) by TrackStar, and eCheck360: A Pan-European Platform for Consumer Credibility and Affordability, PSD2 (Open Banking) by Infocredit Group.

How can I get Consumer Credit Rating Data?

You can get Consumer Credit Rating Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Consumer Credit Rating Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Consumer Credit Rating Data APIs, feeds and streams to download the most up-to-date intelligence.

What are similar data types to Consumer Credit Rating Data?

Consumer Credit Rating Data is similar to Consumer Loans Data. These data categories are commonly used for Credit Underwriting and Predictive Analytics.

What are the most common use cases for Consumer Credit Rating Data?

The top use cases for Consumer Credit Rating Data are Credit Underwriting, Predictive Analytics, and Credit Risk Assessment.