What is Consumer Credit Rating Data? Definition, Sources & Datasets to buy

What is Consumer Credit Rating Data?

Consumer credit rating data refers to information collected and maintained by credit bureaus about individuals’ creditworthiness. It includes details such as payment history, outstanding debts, credit limits, and public records. This data is used by lenders, landlords, and other entities to assess an individual’s creditworthiness and determine their ability to repay loans or fulfill financial obligations.
Consumer Credit Rating Data refers to information about an individual’s credit history and financial behavior, typically stored in a credit bureau database. Examples of Consumer Credit Rating Data include credit scores, payment history, outstanding debts, and credit limits. This data is used by lenders, financial institutions, and businesses to assess an individual’s creditworthiness and make informed decisions regarding loan approvals, interest rates, and credit limits. In this page, you’ll find the best data sources for consumer credit rating data.