Buy Consumer Credit Rating Data

Consumer credit data is collected to provide the user with information on credit taken out by the consumer. It's used for statistical and analytics purposes to assess the risk of consumer lending. Consumer credit rating databases allows lenders to make risk-managed decisions. Learn more →
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Our Data Partners
15M applications
1 country covered
4 years of history data
The dataset sees 1.1 million credit applications and 400,000 unique applications per month on a dataset totalling +15 million applications from 2016.
1 country covered
TowerData's Email Activity Data API includes almost 1B unique events monthly. Fields include "date first seen" for the email address (dating back to 2008), ...
by TrackStar
1 country covered
15 years of history data provides a white labeled platform to execute the road map under the partners brand.
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Based in USA
Equifax is a data provider offering B2B Leads Data, Alternative Credit Data, Company Data, Consumer Credit Rating Data, Corporate Credit Rating Data, B2B Con...
Based in USA
TransUnion is a data provider offering Identity Graph Data, Device Graph Data, Firmographic Data, Alternative Credit Data, Company Data, Consumer Credit Rati...
Based in Finland
asiakastieto is a data provider offering Consumer Credit Rating Data, B2B Leads Data, Company Data, B2B Contact Data, Firmographic Data, Corporate Credit Rat...
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The Ultimate Guide to Consumer Credit Rating Data 2021

Learn everything about Consumer Credit Rating Data. Understand data sources, popular use cases, and data quality.

What is Consumer Credit Rating Data?

Consumer credit data is data that is compiled about those who owe consumer credit to various areas. Consumer credit is credit that is taken out by a consumer to purchase personal goods. One of the most common types of consumer credit is credit cards.

How is Consumer Credit Rating Data collected?

Consumer credit data is collected through various means. One of the biggest is through credit reports that are held by credit bureaus. They compile and sell this information in a number of ways, though they also make sure to protect sensitive information at the same time. This data can then be provided to those who want it consumer credit rating data providers.

What are the attributes of Consumer Credit Rating Data?

Consumer credit data has a number of attributes which are considered essential to many companies which are involved in consumer commerce and credit scoring. The attributes include, but are not limited to the person’s name, contact information, and the type and amount of debt they owe.

What is Consumer Credit Rating Data used for?

Debt collectors and other businesses who work with consumers to pay down their debt usually use and purchase this specific data. They want access to the list of this data so that they are able to reach out and provide the necessary services that help the consumers, as well as make their companies money. Consumer credit rating data is applicable for use cases which are linked to risk management, such as KYC, credit scoring and customer verification.

How can a user assess the quality of Consumer Credit Rating Data?

Consumer credit data independently can be hard to quality assess because it’s rarely publicly-available information. So it’s always important to buy consumer credit rating data from a provider with certifications from independent bodies, as well as good customer reviews and testimonials, where possible. This way, you can be sure that that the debt referred to in the dataaset is actual debt and the contact information is correct. Both of these asepcts provide quality to those who are using the information from the database. This is important to consider for businesses or companies who are purchasing this specific type of information in the form of database or API.

Who are the best Consumer Credit Rating Data providers?

Finding the right Consumer Credit Rating Data provider for you really depends on your unique use case and data requirements, including budget and geographical coverage. Popular Consumer Credit Rating Data providers that you might want to buy Consumer Credit Rating Data from are Equifax, TransUnion, asiakastieto, Compuscan, and TrackStar.

Where can I buy Consumer Credit Rating Data?

Data providers and vendors listed on Datarade sell Consumer Credit Rating Data products and samples. Popular Consumer Credit Rating Data products and datasets available on our platform are UK Consumer High-Frequency Loans Data by Money Dashboard, TowerData Email Activity Data by TowerData, and Fullfilment by TrackStar.

How can I get Consumer Credit Rating Data?

You can get Consumer Credit Rating Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Consumer Credit Rating Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Consumer Credit Rating Data APIs, feeds and streams to download the most up-to-date intelligence.

What are similar data types to Consumer Credit Rating Data?

Consumer Credit Rating Data is similar to Demographic Data, Audience Data, Social Media Data, Mobile Audience Data, and Consumer Panel Data. These data categories are commonly used for Credit Underwriting and Consumer Credit Rating Data analytics.

What are the most common use cases for Consumer Credit Rating Data?

The top use cases for Consumer Credit Rating Data are Credit Underwriting, Predictive Analytics, and Credit Risk Assessment.