What is Consumer Credit Rating Data? Definition, Sources & Datasets to buy
- Overview
- Datasets
- Providers
- Use Cases
- Attributes
- FAQ
- Overview
- Datasets
- Providers
- Use Cases
- Attributes
- FAQ
What is Consumer Credit Rating Data?
Consumer credit rating data refers to information collected and maintained by credit bureaus about individuals’ creditworthiness. It includes details such as payment history, outstanding debts, credit limits, and public records. This data is used by lenders, landlords, and other entities to assess an individual’s creditworthiness and determine their ability to repay loans or fulfill financial obligations.
Consumer Credit Rating Data refers to information about an individual’s credit history and financial behavior, typically stored in a credit bureau database. Examples of Consumer Credit Rating Data include credit scores, payment history, outstanding debts, and credit limits. This data is used by lenders, financial institutions, and businesses to assess an individual’s creditworthiness and make informed decisions regarding loan approvals, interest rates, and credit limits. In this page, you’ll find the best data sources for consumer credit rating data.
Best Consumer Credit Rating Databases & Datasets
Here is our curated selection of top Consumer Credit Rating Data sources. We focus on key factors such as data reliability, accuracy, and flexibility to meet diverse use-case requirements. These datasets are provided by trusted providers known for delivering high-quality, up-to-date information.
Factori | US Consumer Graph Data - Acquisition Marketing & Consumer Data Insights | Append 100+ Attributes from 220M+ Consumer Profiles
Envestnet | Yodlee's De-Identified Credit Card Data | Row/Aggregate Level | USA Consumer Data covering 3600+ corporations | 90M+ Accounts
US Consumer Demographics | Homeowners & Renters | Email & Mobile Phone | Bulk & Custom | 255M People
Identity Data, Consumer Demographic Append (Income, Home Value, Financial Data, etc) API, USA, CCPA Compliant
Consumer Transaction Data | UK & FR | 600K+ daily active users | Consumer - Services | Raw, Aggregated & Ticker Level
Debt and Consumer Spending Data┃Real Time & Aged Debt Leads┃273MM Records
B2B Email Data | 230+ Million Verified Personal & Business B2B Email Data | Global Email Coverage
Factori AI & ML Training Data | Consumer Data | USA | Machine Learning Data
Envestnet | Yodlee's De-Identified Credit Card Spending Data | Row/Aggregate Level | USA Consumer Data covering 3600+ corporations | 90M+ Accounts
CUFTanalytics’ Custom Search Request of Corporate Credit Agreements sourced from US SEC filings (2009 – Present); w/+14,000 records
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Top Consumer Credit Rating Data Providers & Companies
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Factori
CoverageUSAUK+247BMobility data was used to track where people flock during quarantine, and to understand how people moved out of the urban centers and to the provinces. Might also be used for retail clients to understand what adjustments are needed to adapt better to the situation.
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Versium
CoverageUSACUsing Versium REACH has allowed us to easily and cost-effectively activate our CRM and ICP data. Versium REACH allows us to activate our data over our preferred media channels giving us the ability to compound frequency with our audiences.
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McGRAW
CoverageUSAUK+248VWe have been working with McGRAW for over two years, and their real estate investment data has been crucial to our marketing efforts. Their excellent customer support and timely insights have greatly improved our campaign effectiveness, leading to multiple property contracts. Thanks to McGRAW, we are confident utilizing their data in our marketing and sales efforts to sell our remaining units. We look forward to continuing our partnership with their data team.
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Infocredit Group
CoverageUSAUK+247Infocredit Group stands at the forefront of business intelligence and risk management, providing top-tier solutions for 50 years. Key services encompass Credit Risk Management and Regulatory Compliance.227Countries Globally10mCompany Records -
CTOS Basis
CoverageUSAUK+248CTOS Basis is Malaysia’s online Business Credit Information, Company Credit Report & Financial Information portal. It provides both local credit report and international credit report. We provide easy and immediate online access to millions of company reports from various public sources worldwide.1,300,000Malaysia Company Data180Country reports available
Popular Use Cases for Consumer Credit Rating Data
Consumer Credit Rating Data is essential for a wide range of business applications, offering valuable insights and driving opportunities across industries. Below, we have highlighted the most significant use cases for Consumer Credit Rating Data.
Main Attributes of Consumer Credit Rating Data
Below, we outline the most popular attributes associated with this type of data—features that data buyers are actively seeking to meet their needs.
| Attribute | Type | Description | Action |
|---|---|---|---|
| String | The postal code of an address. | View 30 datasets | |
| String | The name of a state. | View 20 datasets | |
| Integer | The age of a contact. | View 19 datasets | |
| String | The first name of a contact. | View 19 datasets | |
| String | The gender of a contact. | View 19 datasets | |
| String | The last name (surname) of a contact. | View 19 datasets |
Frequently Asked Questions
How is the Quality of Consumer Credit Rating Data Maintained?
The quality of Consumer Credit Rating Data is ensured through rigorous validation processes, such as cross-referencing with reliable sources, monitoring accuracy rates, and filtering out inconsistencies. High-quality datasets often report match rates, regular updates, and adherence to industry standards.
How Frequently is Consumer Credit Rating Data Updated?
The update frequency for Consumer Credit Rating Data varies by provider and dataset. Some datasets are refreshed daily or weekly, while others update less frequently. When evaluating options, ensure you select a dataset with a frequency that suits your specific use case.
Is Consumer Credit Rating Data Secure?
The security of Consumer Credit Rating Data is prioritized through compliance with industry standards, including encryption, anonymization, and secure delivery methods like SFTP and APIs. At Datarade, we enforce strict policies, requiring all our providers to adhere to regulations such as GDPR, CCPA, and other relevant data protection standards.
How is Consumer Credit Rating Data Delivered?
Consumer Credit Rating Data can be delivered in formats such as CSV, JSON, XML, or via APIs, enabling seamless integration into your systems. Delivery frequencies range from real-time updates to scheduled intervals (daily, weekly, monthly, or on-demand). Choose datasets that align with your preferred delivery method and system compatibility for Consumer Credit Rating Data.
How Much Does Consumer Credit Rating Data Cost?
The cost of Consumer Credit Rating Data depends on factors like the datasets size, scope, update frequency, and customization level. Pricing models may include one-off purchases, monthly or yearly subscriptions, or usage-based fees. Many providers offer free samples, allowing you to evaluate the suitability of Consumer Credit Rating Data for your needs.
What Are Similar Data Types to Consumer Credit Rating Data?
Consumer Credit Rating Data is similar to other data types, such as Sovereign Credit Rating Data, Bond Credit Rating Data, and Bank Credit Rating Data. These related categories are often used together for applications like Credit Underwriting and Credit Risk Assessment.
