Best Credit Rating Datasets, Databases & APIs

What is Credit Rating Data?

Credit rating data is information about the financial capabilities of an entity and their historical economical performance. It's used to decide whether to grant them a loan, as a good rating indicates they're of good financial standing and will repay the debt.Learn more

Recommended Credit Rating Data Products

33 Results

Business Credit Reporting and Corporate Credit Rating Data for US, Europe, Africa, Asia and Latina America

to find out about your business partners’ or competitors’ financial situation, you will obtain this data ... worldwide Credit score and limits Get to know company credit scores and recommended credit limits before
Available for 166 countries
Pricing available upon request

Vietnam Corporate Credit Rating Reports

Since 1996, Vietnam Credit Ratings JSC is the first and the largest credit rating company in Vietnam. ... Company Identification Location/ Contacts Board of Directors Lines of Business Full financial data
Available for 1 countries
600K records
5 years of historical data
100% match rate
Pricing available upon request
Free sample available

GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 251M Individuals

GeoCreditIQ contains multiple geographic-level data points related to consumer credit. ... Our GeoCreditIQ data is compiled directly from the source – national credit bureaus – and is summarized
Available for 1 countries
251M Individuals
3 months of historical data
Available Pricing:
Yearly License
Usage-based

Corporate Credit Rating data for Global companies across 230+ countries

Risk Score and Credit Limits Data is Freshly investigated and provided through API or Batch Mode Rubix ... Rubix Data is used by Credit Functions, Sales & Marketing functions, Strategy functions, Procurement/
Available for 248 countries
Pricing available upon request
10% Datarade discount
10% revenue share
Start icon4.8(1)

Bank Statements - Savings account / Checking accounts / Buisness accounts from US, UK, EU, APAC

by TagX
Historic data of 10 years. The datasets are completely GDPR and HIPAA-compliant.
Available for 249 countries
100K PDF statements
10 years of historical data
100% match rate
Starts at
$1,000 / purchase
Free sample available

EDI Credit Default Swap Data global coverage (2000 entities)

The CDS Data Service provides clients with a daily source of independent CDS spread curves for valuations ... The CDS Data Service supplies 5 & 10-year spreads for over 2000 reference entities, together with a
Available for 53 countries
Available Pricing:
Yearly License
Usage-based

Analyst Ratings API by Finnworlds

Analyst Ratigns API is a data delivery method that allows you to get instantly data on real-time buy, ... You can obtain the data from the Analyst Ratings through our API and databases.
Available for 249 countries
Pricing available upon request

B2B data for Lead generation in UK, Italy, Spain, France, Germany and all the other Western Europe & Middle East markets

by Expandi
• Intent data solution / Intent data stage Data delivery options: • One-off purchase • Yearly subscription ... Our data base is enriched with up-to-date technographic, financial and intent data.
Available for 18 countries
320K Legal entities
Starts at
€2,500 / purchase
Free sample available

Accutrend: B2B Business Wealth (UCC liens) Information for USA

A UCC lien, or UCC filing, is a notice that a lender has a security interest in one or more of your assets. UCC liens can be filed against businesses or individuals.
Available for 1 countries
46.2M ADC Universe Count
70 years of historical data
Available Pricing:
One-off purchase
Monthly License
Yearly License
Usage-based
Free sample available

CTOS Basis Global Credit Report

• Industry analysis • Credit risk evaluation & credit rating ... • Latest news check • Current investigation • Latest economic and industrial data
Available for 249 countries
5 years of historical data
Pricing available upon request

More Credit Rating Data Products

Discover related credit rating data products.
53 countries covered
The CDS Data Service provides clients with a daily source of independent CDS spread curves for valuations, portfolio analytics and risk management calculati...
25M payday loan records
USA covered
25+ Million payday loan records for US individuals and monthly refreshed provided by Multimedia Lists
251M Individuals
USA covered
3 months of historical data
GeoCreditIQ contains multiple geographic-level data points related to consumer credit.
300 corp. loan transactions
100% corp. loan transactions
USA covered
This data set provides recent market information on corporate loan transactions (339 records based on 187 agreements) by US SEC Registrants in all non-financ...
248 countries covered
Provides B2B data/insights on all companies world over. This Data covers: Firmographic, Financials, AML/Financial Crime/PEP Check/Adverse Media Check, Ru...
166 countries covered
Credit check and monitor your potential customers and business partners from over 400 million companies worldwide
320K Legal entities
18 countries covered
Use the Expandi database enrichment service to search for the most up-to-date information on companies and contacts. Expandi data is integrated with the mo...
320K Legal entities
18 countries covered
Expandi-Cyance is the leading provider of B2B Intent data for businesses of all sizes and industries wanting to grow. Use our accurate Intent data to ident...
320K Legal entities
18 countries covered
Engage with all relevant individuals via an accurate mapping of each organization’s Decision Making Unit. Use up-to-date firmographics, financial, technogra...
320K Legal entities
18 countries covered
Use up-to-date firmographics, financial, technographics, and intent data to boost the results of all your Lead generation campaigns. Expandi data is integra...
11 countries covered
3 years of historical data
Risika A/S offers high quality data on all companies in Sweden, Finland, Denmark and Norway. The data content includes (but does not limit to) basic company ...
320K Legal entities
18 countries covered
Use up-to-date firmographics, financial, technographics, and intent data to boost the results of all your ABM campaigns. Expandi data is integrated with the...
datarade.ai - Rubix Data Sciences profile banner
Rubix Data Sciences
Based in India
Rubix Data Sciences
Rubix helps you take prudent credit risks, build a robust supply chain & monitor compliance for your business partners.
datarade.ai - Global Database profile banner
Global Database
Based in United Kingdom
Global Database
Global Database is the world leader in Company Intelligence for 34 industry verticals and 195 countries worldwide.
66 Million
Direct Contacts
80 Million
Company Profiles
195
Countries Covered
Biz Direct Asia
Based in Vietnam
Biz Direct Asia
Biz Direct Asia is a data provider offering Company Data, B2B Contact Data, B2B Email Data, LinkedIn Data, and 3 others. They are headquartered in Vietnam.
HR Ratings de Mexico
Based in Mexico
HR Ratings de Mexico
HR Ratings de Mexico is a data provider offering Firmographic Data, Corporate Credit Rating Data, Company Data, Financial Institution Credit Rating Data, and...
RAEX Europe
Based in Germany
RAEX Europe
RAEX Europe is a data provider offering Corporate Credit Rating Data, ESG Data, Financial Institution Credit Rating Data, Sovereign Credit Rating Data, and B...
Capital Standards Rating
Based in Kuwait
Capital Standards Rating
Capital Standards Rating is a data provider offering Firmographic Data, Corporate Credit Rating Data, Consumer Credit Rating Data, Company Data, and 3 others...

The Ultimate Guide to Credit Rating Data 2023

Learn about credit rating data analytics, sources, and collection.

What is Credit Rating Data?

Usually, before a loan is approved, the first thing that is considered is the financial ability of the entity or individual who is requesting for the loan. This is to determine if the debtor is eligible for a credit facility, and if they can pay back within the stipulated period based on their financial performance track record. Credit rating data is data that provides intelligence, therefore, on the financial capabilities of individuals or companies seeking credit facilities. A credit rating is calculated based on their previous performance when it comes to borrowing money, projected cashflows and any other information that may give lenders insight on how feasible giving out the credit facility is.

How is Credit Rating Data collected?

Both businesses and indivduals have credit scores, which are statements of their financial positions. Credit rating data providers gather this data, combining it with a scoring alogorithm. The final result is what is used as credit rating data. Statements of financial positions can be gathered from company registries, or public records for companies, and for individuals, they can be accessed through bank or book keeping data. Based on the information accrued, a scoring model is created, and it is this model that determines whether to approve a loan and what interest rate to charge, based on the borrower’s eligibilty and financial ability.

What are the attributes of Credit Rating Data?

A typical credit rating dataset exists for the purpose of rating the creditworthiness or eligibilty of an individual or business. Therefore, it would typically be comprised of information that describes the financial activities of the borrower. The level of detail depends on what sort of economic activity that the individual or company is involved in. In light of this, there are attributes of a credit rating dataset that are constant across all cases. They are: a history of the business or indivdual’s payments or expenditures; information on their history with credit (that is, if they have borrowed before, and how it went the last time); previous uses of credit facilities; what type of credit facilities have been requested, and any new credit facilities they’ve used. Individual income and personal wealth also are important to credit rating, so frequently feature in credit rating datasets.

What is Credit Rating Data used for?

Credit rating data plays a prominent role in the credit facilities industry. It helps run operations in this sector smoothly. Credit rating data can be used in credit risk analysis, especially by banks and other lending financial institutions to determine the extent of risk on loaning out to a particular individual or business. Credit rating data is also useful for managing risk in credit, risk assurance, predictive analysis and other financial information related use cases. In the development of expansion strategy, credit rating is also useful information, as it helps to map out policies and means by which expansion can be achieved safely.

How can a user assess the quality of Credit Rating Data?

To assess the quality of credit rating data, then it must be timely to be useful. Check whether it’s up-to-date. Credit rating data must have been verified as accurate data from various sources. It should also pass the test for any errors and omissions. It is also important that you verify the credibility of the data provider to complete the metrics of data quality assessment on a dataset.

Where can I buy Credit Rating Data?

Data providers and vendors listed on Datarade sell Credit Rating Data products and samples. Popular Credit Rating Data products and datasets available on our platform are Business Credit Reporting and Corporate Credit Rating Data for US, Europe, Africa, Asia and Latina America by Global Database, Vietnam Corporate Credit Rating Reports by Biz Direct Asia, and GeoCreditIQ by AnalyticsIQ - Consumer Credit Rating Data USA - 251M Individuals by AnalyticsIQ.

How can I get Credit Rating Data?

You can get Credit Rating Data via a range of delivery methods - the right one for you depends on your use case. For example, historical Credit Rating Data is usually available to download in bulk and delivered using an S3 bucket. On the other hand, if your use case is time-critical, you can buy real-time Credit Rating Data APIs, feeds and streams to download the most up-to-date intelligence.

What are similar data types to Credit Rating Data?

Credit Rating Data is similar to Environmental Data, B2B Data, Energy Data, Real Estate Data, and Geospatial Data. These data categories are commonly used for Credit Underwriting and Predictive Analytics.

What are the most common use cases for Credit Rating Data?

The top use cases for Credit Rating Data are Credit Underwriting, Predictive Analytics, and Risk Mitigation.